CNP Assurances SA engages in the design, development, distribution, and management of personal insurance products. It operates through the following business segments: Savings, Pensions, and Personal Risk. The Savings business segment covers products which enable policyholders to build up cashable capital. The Pensions business segment concerns products designed for policyholders to receive an annuity or lump sum on retirement. The Personal Risk business segment includes products which insure policyholders against the risks of death, accident or illness, property damage or liability claims. It offers its insurance products through banking networks and independent financial advisors. The company was founded in 1959 and is headquartered in Paris, France.