Lloyds Banking Group Plc is a financial services company, which provides a wide range of banking and financial services. It operates through the following segments: Retail, Commercial Banking, Consumer Finance, Insurance, and Other. The Retail segment segment provides current accounts, savings, loans, and mortgages to personal and small business customers in the UK. The Commercial Banking segment supports UK businesses from small and medium-sized enterprises to large corporate and financial institutions. The Consumer Finance segment consists of motor finance solutions and credit cards to consumer and commercial customers. The Insurance segment offers customers with long-term savings; investment and protection products; and general insurance. The Other segment includes certain assets previously reported as outside of the Group's risk appetite and the results of businesses disposed.The company was founded by George Truett Tate on October 21, 1985 and is headquartered in London, the United Kingdom.