Shawbrook Group Plc is a lending and savings banks, which engages in the provision of loans to small and medium-sized businesses and consumers in the United Kingdom. The company operates its business through the following lending divisions: Commercial Mortgages, Asset Finance, Business Credit, Retail Savings, Secured and Consumer Lending. The Commercial Mortgages division provides mortgages for experienced residential investors, short-term loans for property professionals and commercial property loans for seasoned investors and owner-occupiers. The Asset Finance division provides corporate asset finance, block discounting and wholesale finance, and healthcare finance. The Business Credit division provides funding to businesses secured predominantly against invoices, to support a number of business operations, including working capital, growth opportunities, mergers and acquisitions, refinancing, restructurings, management buy-outs and buy-ins, and turnarounds. The Retail Savings division provides a range of bond deposits for terms of up to 5 years and notice accounts. The Secured Lending division provides customers with loans secured against their homes through second charge mortgages. The Consumer Lending division provides unsecured loans predominantly for home improvements, holiday ownership, certain retail purchases and personal loans. The company was founded in January 2011 and is headquartered in Brentwood, the United Kingdom.