SunTrust Banks, Inc. is a bank and financial holding company that engages in the provision of financial services. It offers deposit, credit, mortgage banking, trust and investment, asset management, securities brokerage, and capital market services. The company operates through the following segments: Consumer Banking and Private Wealth Management, Wholesale Banking, Mortgage Banking, and Corporate Other. The Consumer Banking and Private Wealth Management segment consists of two primary businesses: Consumer Banking and Private Wealth Management. The Consumer Banking business provides consumer deposits, home equity lines, consumer lines, indirect auto, student lending, bank card, and other consumer loan and fee-based products. The Private Wealth Management business offers loans, deposits, brokerage, professional investment management, and trust services to individual and institutional clients. The Wholesale Banking segment includes five businesses: Corporate and Investment Banking, Commercial and Business Banking, Commercial Real Estate, RidgeWorth, and Treasury and Payment Solutions. The Corporate and Investment Banking business delivers comprehensive capital markets, corporate, and investment banking solutions including advisory, capital raising, and financial risk management. The Commercial and Business Banking offers traditional banking products and investment banking services. The Commercial Real Estate business provides financial solutions for commercial real estate developers, owners, and investors including construction, mini-perm, permanent real estate financing, tailored financing, and equity investment solutions. The RidgeWorth business operates as an investment advisor and holding company with ownership in other institutional asset management boutiques offering an array of equity and fixed income capabilities. The Treasury and Payment Solutions business provides the company's business clients with services required to manage their payments and receipts including card, wire transfer, automated clearing house, check, and cash. The Mortgage Banking segment offers residential mortgage products nationally through its retail and correspondent channels. The Corporate Other segment involves management of the company's investment securities portfolio, long-term debt, end user derivative instruments, short-term liquidity and funding activities, balance sheet risk management, and most real estate assets. The company was founded in July 12, 1984 and is headquartered in Atlanta, GA.