Thorn Group Ltd. is a diversified financial services company, which provides alternative financial solutions alternative financial solutions. It operates its business through the following segments: Consumer Leasing, Consumer Finance, Commercial Finance, and Receivables Management. The Consumer Leasing segment conducts the business of leasing of household products and leasing of motor vehicles. The Consumer Finance segment provides personal loans through Cash First and Thorn Money. The Commercial Finance segment includes equipment financing and invoice discounting for small and medium enterprises through Thorn Equipment Finance and Cash Resources. The Receivables Management segment involves debt recovery, credit information services, debt purchasing and other financial services through NCML. The company was founded in 1937 and is headquartered in Chullora, Australia.