Total System Services, Inc. provides electronic payment processing services to banks and other financial institutions. It operates through the following segments: North America Services, International Services, Merchant Services and NetSpend. The North America Services segment provides issuer account solutions for financial institutions and other organizations primarily based in North America. The International Services segment provides issuer card solutions to financial institutions and other organizations primarily based outside the North America region. The Merchant Services segment provides merchant services and related services to clients based primarily in the United States. The NetSpend segment provides GPR prepaid debit and payroll cards and alternative financial service solutions to the under banked and other consumers in the United States. The company was founded in 1983 and is headquartered in Columbus, GA.