Westpac Banking Corp. engages in the provision of banking and financial services. The company operates through the following divisions: Consumer Bank, Business Bank, BT Financial Group, Westpac Institutional Bank and Westpac New Zealand. The Consumer Bank division covers consumer banking products and services under the Westpac, St. George, BankSA, Bank of Melbourne and RAMS brands. The Business Bank division of involves in sales and customer service of small-to-medium enterprise, commercial and agribusiness customers under the Westpac, St.George, Bank of Melbourne and BankSA brands. It also supports specialist expertise in asset and equipment finance. The BT Financial Group division manages wealth and insurance management services. The Westpac Institutional Bank division delivers a range of financial services to commercial, corporate, institutional, and government customers. The Westpac New Zealand division comprises sales and service of banking, wealth, and insurance products for consumer, business, and institutional customers. The company was founded on February 12, 1817 and is headquartered in Sydney, Australia.