BAWAG Group AG operates as a holding company. It operates through six business segments: BAWAG P.S.K. Retail, easygroup, DACH Corporates & Public Sector, International Business, Treasury Services & Markets and Corporate Center. The BAWAG P.S.K. Retail segment includes savings, payment, card and lending activities, investment and insurance services for Austrian private customers, small business lending and social housing activities. The easygroup segment includes easybank, a digital bank, which offers customers financial products ranging from savings and current accounts, consumer loans, housing loans, credit cards, payment solutions and investment. The DACH Corporates & Public Sector segment includes the corporate and public sector lending business and other fee-driven financial services, with a focus on term loans, payment service products and security sales. The International Business segment includes the international corporate lending and international real estate financing business outside the DACH region with a focus on developed countries within Western Europe as well as the United States. The Treasury Services & Markets segment acts as a service center for BAWAG Group entities and The Corporate Center segment provides central functions for the entire BAWAG Group, including providing legal services and managing risks and group asset-liability management. The company was founded on November 16, 2005 and is headquartered in Vienna, Austria.