St. James's Place Plc engages in the provision of wealth management advice, investment management, and related services to businesses and individuals. It operates through the following segments: Life Business, Unit Trust Business, Distribution Business, and Other Business. The Life Business segment offers pensions, protection, and investment products through life assurance subsidiaries. The Unit Trust Business segment covers unit trust investment products such as ISAs. The Distribution Business segment refers to distribution network for life and unit trust products as well as financial products such as annuities, mortgages, and stakeholder pensions from third party providers. The company was founded by Nathaniel Charles Jacob Rothschild, Mark Aubrey Weinberg, and Michael Summer Wilson in 1991 and is headquartered in Cirencester, the United Kingdom.