Total System Services, Inc. provides electronic payment processing services to banks and other financial institutions. It operates through the following segments: Issuer Solutions, Merchant Solutions and Consumer Solutions. The Issuer Solutions segment offers account processing and output services for printing and embossing items, as well as processing the card application, initiating service for the cardholder, processing each card transaction for the issuing retailer or financial institution, and accumulating the account's transactions. The Merchant Solutions segment provides merchant services and related services to clients based primarily in the United States such as processing services, acquiring solutions, related systems and integrated support services to merchant acquirers and merchants. The Consumer Solutions segment includes payroll cards and convenience checks and is designed to allow employers to comply with applicable state wage and hour laws. The company was founded in 1983 and is headquartered in Columbus, GA.