APLUS FINANCIAL Co., Ltd. engages in the management of its group companies with interest in providing financial services. It operates through the following business segments: Shopping Credit, Credit Card, Loans, Payment, Other Subsidiaries, and Others. The Shopping Credit segment provides reimbursement and debt collection services. The Card segment issues credit cards and offers reimbursement services. The Loan segment deals with financing services through cash dispensers and automated teller machines. The Payment segment handles bill collection and rent reimbursement for apartments and condominiums. The Other Subsidiaries segment involves with the management and operation of subsidiaries. The Others segment manages lease and housing loan business. The company was founded on October 6, 1956 and is headquartered in Osaka, Japan.