Santander Bank Polska SA engages in the provision of banking and financial services. It operates through the following business segments: Retail Banking, Business and Corporate Banking, Global Corporate Banking, ALM (Assets and Liabilities Management) and Central Operations, and Santander Consumer. The Retail Banking segment sells products and services to personal customers and small and medium companies. The Business and Corporate Banking segment covers products and activities targeted at business entities, local governments, and the public sector. The Global Corporate Banking offers cash management, deposits, leasing, factoring, letters of credit, guarantees, bilateral lending, and trade finance. The ALM and Central Operations segment deals with asset management services. The Santander Consumer segment includes activities of the Santander Consumer Group. The company was founded in 1857 and is headquartered in Warsaw, Poland.