Cal Bank Ltd. engages in the provision of commercial banking services. It operates through the following segments: Corporate Banking, Retail and Business Banking, Treasury, Brokerage and Asset Management. The Corporate Banking segment provides loans and other credit facilities, as well deposits and other transactions and balances to corporate clients, institutional clients, and public sector entities. The Retail and Business Banking segment offers loans and overdrafts as well as handles the deposits and other transactions of small and medium enterprises, and individualâ€™s customers such as fund transfer standing orders and automated teller machine card services. The Treasury segment is involved in funding and centralized risk management activities through borrowings and investing in liquid assets such as short-term placements and government debt securities. The Brokerage segment subscribes for, underwrites, buys, holds and manages, and sells securities either on or off a stock exchange either as principals or agents. The Asset Management segment is composed of asset management, investment portfolio management, cash management, money management, and investment advisory services. The company was founded on March 20, 1989 and is headquartered in Accra, Ghana.