JACCS Co., Ltd. engages in the provision of consumer credit services. It operates through the following business divisions: Credit, Credit Card, Financing, Payment, Overseas, and New Business. The Credit division provides support to consumers through payment plans. The Credit Card division offers credit cards, card loans, and prepaid cards. The Financing division handles loan guarantees for financial institutions and housing loans. The Payment division manages debt collections and covers property management. The Overseas division handles the leveraging of consumer credit business in operations in Southeast Asian markets. The New Business division includes the expansion and generation of new businesses. The company was founded on June 29, 1954 and is headquartered in Tokyo, Japan.