NIB Bank Ltd. engages in the provision of commercial banking services. It operates through the following segments: Corporate and Investment Banking, Commercial, Retail, Treasury, and Other. The Corporate and Investment Banking segment comprises of funded and non funded credit facilities of working capital financing including seasonal, trade, cash, running and finance, guarantees and bills of exchange. The Commercial segment offers funded and non funded credit facilities, deposit products, and transaction services. The Retail segment includes banking services offered to individuals and small businesses through a retail branch banking and alternate distribution network. The Treasury segment involves in the managing of asset and liability mix of the Bank. The company was founded by Khawaja Iqbal Hassan in March 2003 and is headquartered in Karachi, Pakistan.