PHH Liquidation Trust, Inc. manufactures and markets factory-built homes in the United States. The company sells its homes through company-owned superstores and independent retailers. It offers commercial modular development services for work force housing, hospitality, medical, retail, office and dormitories through PHN Commercial. The company's insurance subsidiary, Standard Casualty Co. offers a wide range of insurance packages with a specialty in manufactured homes. Palm Harbor's Nationwide Homes, Inc. subsidiary builds modular homes. Its CountryPlace Mortgage Ltd. subsidiary offers a variety of financing options that suits homebuyer. The company was founded by Lee Posey on December 31, 1977 and is headquartered in Addison, TX.