Poage Bankshares, Inc. operates as the holding company for Home Federal Savings and Loan Association that provides financial services for rural and urban communities. The company offers deposit products, such as passbook, statement savings, NOW, demand, business checking, money market, and retirement accounts, as well as certificates of deposit. Its loan portfolio includes one-to four-family residential mortgage loans; commercial and multi-family real estate loans; consumer loans comprising new and used automobile and truck loans, recreational vehicle loans, and personal loans; home equity loans and lines of credit; commercial business loans; and construction and land loans. The company also operates automated teller machines; and offers electronic banking services. It serves individuals, families, and businesses through its banking offices located in Flatwoods, South Shore, Louisa, Summitt, and Greenup, Kentucky. The company was founded in 1889 and is headquartered in Ashland, Kentucky.