State Bank of Mysore operates as a commercial bank, which provides treasury, banking and financial services to corporate and individual customers. The company accepts deposits, provides personal and corporate loans, invests in shares, bonds and securities and also offers collection and payment services and trades in precious metals. It operates in three segments: Treasury Operations, Corporate & Wholesale Banking and Retail Banking. The Treasury Operations segment involves in the mobilization of funds from operations and resources, including REPO, CBLO, Call Money, IBTM and Export credit refinance. The Corporate & Wholesale banking segment provides advances, loans and other banking and financial services to the large corporate clients and mid-sized companies, including real estate developers and investors, international trade finance businesses, institutional customers. The Retail Banking Operations segment offers banking and financial services, including savings and transactional accounts, mortgages, personal loans, debit cards and credit cards to the consumers directly. The company's operations include corporate banking, merchant banking and international banking, leasing project financing, lending and other related financial services. It also provides personal banking schemes, commercial and institutional banking schemes, agricultural banking schemes and micro and small enterprises schemes. The bank's loan portfolio includes personal, mortgage, housing, education, corporate, automobile, industrial, and agricultural loans. It also offers non-resident Indian banking services, international banking, forex services, money transfer services and remittance services. The company was founded by Mokshagundam Visvesvaraya on May 13, 1913 and is headquartered in Bangalore, India.