The Federal Bank Ltd. (India) is a holding company, which engages in the provision of banking and financial services. It operates through the following segments: Treasury, Corporate or Wholesale Banking, Retail Banking, and Other Banking Operations. The Treasury segment includes trading and investments in government and corporate debt instruments, equity and mutual funds, derivative trading, and foreign exchange operations on proprietary account and for customers. The Corporate and Wholesale Banking segment provides loans and other banking services to corporate, and other clients. The Retail Banking segment constitutes lending and other banking services to individuals/small business customers. The Other Banking Operations segment consists of income from parabanking activities such as third party product distribution and other banking transactions. The company was founded by Kulangara Paulo Hormis on April 28, 1931 and is headquartered in Aluva, India.